Ready to take that ride on the open road? Before you do, make sure you and your motorcycle have the proper insurance coverage.   Be sure to consider accessory coverage for custom parts and equipment.

  • Bodily Injury Liability – pays expenses for injury or death of another driver, their passengers or pedestrians when it is determined that you are at fault.

  • Property Damage Liability – repairs or replaces property belonging to others such as vehicles, buildings or other structures.

  • Medical Payments – pays for medical care for you or your passengers when involved in an accident.

  • Uninsured and Underinsured Motorist – covers medical costs for you and your passengers if involved in an accident caused by a driver who does not have insurance or not enough insurance.

  • Collision – your motorcycle repairs are covered if you are involved in an accident.

  • Comprehensive – expenses to repair your motorcycle are paid if it is damaged by something other than a collision such as hitting an animal, fire, damage due to storms or if your motorcycle is stolen.

  • Towing and Labor – reimburses you for towing and labor costs if your motorcycle breaks down or you are in an accident.

  • Transport Trailer Damage – covers damage to your trailer in the event of a collision.

  • Custom Parts and Equipment – most policies provide some coverage for custom parts and equipment. You can purchase additional coverage based on your needs.

*Note: Coverage is subject to insured limits, deductibles and covered perils.