A businessowners policy provides both property and liability coverage. These policies are often designed for small businesses such as retail stores, contractors, offices and restaurants. The policy normally provides standard coverages such as…
- General liability for bodily injury and property damage
- Advertising liability
- Product liability
- Property coverage for buildings and business personal property
- Money and securities
- Loss of income
- Spoilage
- And more
Optional coverages may include…
- Employment related practices
- Data breach
- Employee benefits liability
*Note – coverage is subject to insured limits, deductibles and covered perils.