auto insurance

Auto insurance provides financial protection against accidents that cause injuries or damage to property. If you are found at fault, the party that sustained the injuries or had their property damaged will want you to compensate them. Without insurance, you would be held responsible to pay for the damages out of your own pocket.

Coverage is also available to help repair your vehicle or pay for injuries incurred by you or passengers in
your vehicle. Selecting the right coverage is important. Policy or reimbursement limits may apply.


  • Bodily Injury Liability – pays for expenses for injury or death of another driver, their passengers or pedestrians when it is determined that you are at fault.

  • Property Damage Liability – repairs or replaces property belonging to others such as vehicles, buildings or other structures.

  • Medical Payments – medical care for you or your passengers when involved in an accident.

  • Uninsured and Underinsured Motorist – covers medical costs for you and your passengers if involved in an accident caused by a driver who does not have insurance or not enough insurance.

  • Collision – your vehicle repairs are covered if you are involved in an accident.

  • Comprehensive – expenses to repair your vehicle are paid if your vehicle is damaged by something other than a collision such as hitting an animal, fire, stone damages the vehicle glass, vehicle sustains damage due to storms or your vehicle is stolen.

  • Towing and Labor – will pay for roadside services such as a flat tire, need a jump start or if you run out of gas. Expenses for a tow to an auto repair shop is also covered.

  • Rental Reimbursement – helps cover the cost of renting a vehicle while your vehicle is being repaired due to an accident that is covered under your insurance policy.

*Note – coverage is subject to insured limits, deductibles and covered perils.